Financial Reserve Service Programs

What does "success" mean to you? Ultimately, success is about more than just money. Finances are very important but the peak of personal success is reached when all aspects of your life are in sync, working in concert with one another. It isn't easy to find this balance; the few who have mastered it know that it takes a conscious ongoing effort and a great deal of personal introspection and planning. They also know that the results are not only personally satisfying, but financially rewarding as well.

Our mission is to help you succeed. Through our comprehensive array of services we'll create strategies to help you reach your goals faster, and help you measure your success as you work towards better balance. We'll help you define the financial priorities that work with your lifestyle and desires. Through the Financial Reserve Investors, Inc. programs we'll work with you to build and protect those assets that will provide the security and means to maintain that lifestyle. You'll discover how to harness the energy of temporary intent, and exchange it for long-term commitment, so that your vision of success becomes reality.

Achievement Program

This program helps you identify and prioritize your goals. We facilitate the creation of a detailed, step-by-step action plan to achieve them. You'll look at all parts of your life and develop goals to help you experience better balance and total success.

Our unique, proprietary system includes planning and measurement mechanisms to help ensure your success. We'll help you determine the best specific action steps. We'll also assist coordination of your multiple goals. As circumstances dictate revisions to your goals we'll help you to adjust your action plan accordingly.

The Achievement Program ultimately enables you to determine and control the direction and quality of your life. It helps you turn negative emotions like fear, guilt and worry into the positive feelings of momentum, accomplishment and fulfillment. Planning accomplishments and balance in your life now will help minimize the pain of regret later in life.

Career Program

Our Career Program helps you look at your career in a new way. We'll address not only the financial success aspects of your career, but also the important non-financial components of your current position. These include continued learning, challenges, and social aspects of your work. These rewards are as important as the monetary earnings you receive. We'll help you maximize your compensation in both areas.

We begin by performing an objective review of your current situation, which allows you to establish goals and objectives consistent with your abilities and desires. Even if you're happy in your profession, we can provide direction to help you redefine and reinvigorate your career path. You'll discover immediate and long-range opportunities to increase your skills and command better compensation. If you want to move ahead, we'll help you focus on the steps necessary to make that happen.

Whether you're looking to advance in your current career or change your career path, we'll provide services to assist you in times of transition. We'll review your resume, interviewing technique and help you negotiate salary, benefits, and equity offers.

If you own your business we will help you strategize what you want to do with your business, what you want to get out of owning it, and what its ultimate impact will be on you financially.

We can help you plan your company's growth. Through Financial Reserve Investors, Inc. programs we can review your employee benefit plans, pension, profit sharing and deferred compensation programs. Our assistance with growth management includes strategizing anticipated management changes, possible future business sale or inter-generational transitions, and business continuation plans. We can also provide assistance in all areas of business management through our extensive referral network. This includes operations, finance, accounting, tax, marketing, and business development.

Networking Program

Using our unique methods you'll learn how to evaluate and develop your value to others, recognize their value to you, and develop a system to carefully and thoughtfully maintain these important relationships.

Whether it's for personal or professional pursuits, or just to maintain and improve your social network, we'll show you how to mutually promote yourself and others. You will begin to get maximum benefit from your relationships.

Cash Flow Program

If you're not already using a successful cash management system, our Cash Flow Program will help you get better control of your money. A simple, easy-to-use monthly cash tracking system will allow you to discover the reality of how much your current lifestyle costs and where your money actually goes. This will allow you to evaluate your priorities and make adjustments according to your needs and wants. You'll be able to know what your expenditure level is at any given point during the course of each month.

As you begin to better understand your spending habits you can use this knowledge to realistically project your desired lifestyle for the future. You'll decide how, when, and where to make changes so that you can manage your expenditures to create balance between current and future lifestyle. You'll enjoy and appreciate the enhanced communication with those close to you, and the peace of mind that this program develops.

Credit Program

This program is designed to reduce and eventually eliminate your consumer debt, if this is an issue for you. We will help you use credit strategically to your financial advantage.

We'll analyze your entire credit profile to shed light on any financial or psychological stress points associated with debt. Together, we'll develop a program to re-address your current and future debt management. You'll learn how to avoid emotionally-based financing decisions. We'll clarify the difference between deductible and non-deductible debt and when to use them for the things you need and want.

This program promotes the use of credit for the purchase of potentially appreciating assets, such as real estate, to accelerate the growth of your net worth. When you need to make such a purchase, we'll recommend the right type of credit and help you find competitively priced financing at the right terms.

Consumer Program

This program is designed to help you take a financially responsible approach to the purchase of expensive consumer items such as cars, houses, remodeling projects, education, etc. We'll help you evaluate and balance your current and future consumer wants and needs, and determine appropriate costs for them that fit within your means.

Once you understand your true needs and what they truly cost, you can easily replace impulse spending with planned purchasing. This allows you to experience guilt-free spending. It also allows you to purchase the highest quality products before you need them, giving you the time to search for the most competitive price and the proper items.

You'll learn a variety of strategies that support healthy consumer spending. One of our methods is the development of replacement schedules for big ticket items. Another is the use of a reserve system for consumer purchases. This enables you to accumulate money for planned purchases in an account that grows, instead of using consumer credit accounts which cost you non-deductible interest.

Advanced Personal Growth Program

This program is designed to support your continued personal growth. We do this by helping you attain self-actualization through a variety of proven methods. This is success in its truest sense. These methods include goal setting, structural tension (to intensify desire and create momentum), simulations (to practice achievement), affirmations (to increase positive self-communication) and habit formation and self-imaging (to improve performance and enhance results).

We'll help you develop and schedule appropriate activities and exercises. We'll also help you select books and tapes about achievement, performance, self-actualization, etc. which specifically relate to your particular situation. These will provide tremendous insight and stimulate progress for you.

The Advanced Personal Growth Program is designed to complement the other nine Financial Reserve programs. By being open and making the time to use the tools outlined in this program, you can dramatically enhance your results in all of the programs. You will substantially accelerate your personal, professional and financial growth, possibly even beyond your dreams.

Performance Program

The Performance Program evaluates your current position and progress since the last meeting. The status of accomplishment for the goals that you set in the Achievement Program will be monitored and documented as you move through action items and checkpoints.

You'll identify exactly what you've accomplished, and how successfully you've executed the plans that you laid out for that six month period. This process encompasses analysis of motivation, follow-through, and problem solving. Additionally, your Advisor's effectiveness will also be evaluated, to see where you might need more assistance, such as more effective use of service programs.

We will help you with your continuous efforts to improve. By taking a periodic objective look at your progress, you'll better understand how setting goals and working towards achievement positively affects your overall well-being. You'll see your progress, both personally and also financially. You'll feel how rewarding it is to improve, and be motivated to continue your quest towards ultimate personal success.

Time Management Program (coming soon)

This program will put you back in control of your most valuable resource: time. We have designed an easy to use tracking program. Once you understand where your time actually goes you'll be able to re-allocate it according to your goals and priorities and eliminate wasted time.

This system will help you balance your time between family, personal commitments and career. It helps you see time as the precious, non-renewable resource that it is and gives you the power to design and manage your own schedule, dramatically increasing control and reducing stress and guilt. Ultimately, you'll increase your overall sense of well-being and control in the often harried pace of modern society.

Health Management Program (coming soon)

Our Health Management Program promotes healthy living, maximum quality of life, well-being and longevity.

We'll help you develop a simple, 20-30 minute daily exercise regime that you will work into your daily schedule. Our program addresses aerobic and anaerobic exercise, and flexibility training. We believe that the combination of these three elements is essential for optimum physical fitness.

We also address nutrition, promote healthy eating habits, and encourage behavior modification (when appropriate) regarding tobacco, alcohol, and other drugs. A recommended schedule of medical tests or exams is included, based on age, family history and environment for early disease detection and when it's best to take proper action.